Education Loans own and operates this site. Your confidentiality over the website is of highest importance to use. Here at Education Loans, our commitment is to ensure that you have a safe and satisfying experience online.

Since we collect some kinds of information that have to do with our users, we feel obligated to help you understand our guiding policy, terms and conditions that revolves around obtaining and using of information. This privacy declaration divulges the information we collect and the way we make use of it.

What Education Loans collects and follows in form of information

We at Education Loans collect two kinds of information to do with our users:

First we get the information given to use by the users voluntarily through the submissions. These are given by the users when seeking to get our electronic bulletins, to take part in our information board or discussions, to send to a friend and through poll participation and reviews:

Information Education Loans collects using combined trailing data obtained chiefly through tallying page views all over our sites. The data we collect enables us to build up our content in line with our readers wishes and also to assist our advertisers and guarantors to understand the statistical characteristics of our viewers better. This is important because Education Loans draws its proceeds from advertisements and sponsorships and thus this will help sustain free services to our users. Education Loans does not under any circumstances divulge any details from any individual user to intermediaries.

Education Loans Collect The User Details Through The Following Methods:

Discretionary intentional details

We provide the following services freely, which necessitates the user to submit some kind of voluntary personal information.

A sample of Privacy policy

Below is a list of diverse guidelines which could be edited freely to get rid of the parts of guidelines that are not necessary. One is also free to include anything to the guideline stencil that you might be having in your site.

1. Electronic bulletins guideline (posts)

We will distribute a free electronic bulletin to all users. Education Loans collects the email addresses of the users who subscribe voluntarily. One can however remove their names from this mailing directory using the link offered in each bulletin that directs the users to the subscription executive page. The users are also free to subscribe to the bulletin at the registration time

2. Debate guidelines/Message boards

Those who use the message boards and forums are required to register independently for the services (they are both offered without a fee) so as to send messages. They however should register in order to visit the page. At the time of registration, the user is supposed to give their username, password and also an email address.

3. "Friend's emailing" system

Our page users can opt to forward a page, link or document electronically to someone else by simply clicking the button indicated "email to a friend". The user is required to submit both his or her email address and that of the recipient too. These details are only used when there is a transmission error and also to allow the receiver know who sent them the email. The information is never required for any other use.

4. Sampling

From time to time, we might provide some interactive surveys to our users to allow them to share their views with the rest of the users and also help know what our audience has to say about some of the important topics. Views and other reactions are combined and are not exclusive to any particular user. Education loans may use a method to mark the users after they have given their view so that voting is not done more that once by the same users. This mark is not linked with the information concerning the individual users.

5. Analyses

Education-Loans may from time to time carry out analyses on the users to help enhance target our substance to the audience. We at times do share the collective demographic info in these analyses with our advertisers, sponsors and partners. We however do not share any specific information about the individual users with any third party.

Privacy Policy pattern changes

The guidelines section that touches on children below is becoming significant especially because it is hard to determine the age of the visitors. We propose the addition of this test line to all your forms that require information.

Children

In line with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never demand any individually particular information from people under the age of 13 without requiring parental consent.

Convention tracking

Education-Loans trace the user transfer samples all the way through our sites. Nevertheless, we do not link this information with records about any particular users. Education Loans does break down the whole usage figures according to the user's browser type, domain name and MIME type by reading this information from the from the browser string series (information in every user's browser)

Education Loans from time to time tracks and groups the search vocabulary entered by the users in our search function. However, this tracking is not associated with the individual users at any given time. We use this information to help us determine the particular areas within our site that are liked or not liked by our users depending with the access to those areas. We do not trace what is read by the individual users but instead we track how each page in faring in general. This aids in helping us to establish efficient services for you.

Cookies

We may leave a text file known as a "cookie" in the browser library of your computer. This in itself does not carry any personal information despite the fact that it helps us to associate your access of this site to the information that you have provided to use knowingly and purposely. Only the information you provide personally can be contained in the cookie. A cookie cannot access your data from your hard disk or access cookie information provided by other browsers. Education Loans uses makes use of the cookies as a way of tracking the traffic of users as shown above. Our marketing system delivers cookie on one occasion to track ad parodies and click rates better. You however don't have to accept the cookies and could turn them off in your browser if you are not interested. You can also receive warning information if your browser is set to warn you prior to the acceptance of the cookies. It is not a necessity that the cookies be turned on for anyone to make use of this site. The cookies are however needed for one to participate dynamically in forums, message boards, surveys and pooling.

Privacy policy use

How the data you collect is used if applicable.

USE OF INFORMATION

Education Loans makes use of any information given by the users voluntarily to boost their experience in our numerous sites that are networked, whether to avail personalized or interactive essentials on the site or to prepare upcoming content depending with the preferences of the users.

As aforementioned, we make use of the information that is given voluntarily by the users so as to disburse electronic bulletins and allow users to take part in surveys, polls, discussions and message boards. We send out bulletins to customers on a regular basis (depending with the bulletin), and sporadically send out exceptional publications when we think that the subscribers could be interested in some of the things we are involved in. Education Loans never distributes the mailing catalog to any third parties including sponsors, advertisers or even partners.

Even when we use the information tracking to establish which areas our users like or don't like in our sites in line with the times they visit those areas, we do not follow up to know what these users are reading. Instead, we seek t know how well we can enhance the performance of the sites. This assists us to continue establishing enhanced services for your use. We trace search words entered in the search section as one of the numerous actions of what our users are interested in. we do not however do the tracking for the specific terms entered by the individual users.

Education Loans builds collective reports on user traffic patterns and demographics for sponsors, advertisers and partners. This enables the users to access advertisements that are relevant to their needs as the advertisers do their advertisements more efficiently. Since we do not trace the usage mode of the individual users, a sponsor or advertiser will never be able to know that a particular user clicked on their advert. We will never make known the information that relates to an individual user unless we are doing it to abide by the applicable law or genuine legal procedures or to preserve the individual safety of the public or our users.

Giving out information

Education Loans uses the aforementioned information to modify our content to fit your needs and also assist the advertisers to understand the demographics of our audience in a better way. This is significant to help keep our services free of charge. We will not divulge any information concerning an individual user to any third party unless we are doing it to abide by the laws in place or genuine legal procedures or to protect the security of the public or that of our users.

Security

Education Loans manages secure information networks guarded by industry standard firewall and additional password protection structures. Our privacy and security procedures are reviewed once in a while and boosted as required and the information given by the customers can only be accessed by the permitted individuals.

Opt-out guidelines

We provide users with alternatives wherever needed and convenient. These options include:

You can choose not to register for the electronic bulletin. Choosing not to take part in numerous interactive areas fully eases the need to gather any individualized and exclusive information from our users.

Your consent

By agreeing to make use of this site, you agree to the compilation and use of this information by Education Loans. In case we decide to change our privacy guidelines, we will make those changes public on this page to enable you to be aware of the information we compile, how it is used and under what conditions we disclose it.